![]() ![]() If you want the ultimate finance and budget app, this is it.WHAT ABOUT BANKING APPS? It also allows you to create and track a budget, and even enables users to invest in Old Mutual funds. But this app does more than give you an overview of your finances. From bank accounts to credit cards, store accounts to loans and even rewards – 22seven has the ability to track what you have, what you owe and what you can borrow. ![]() Like Mint, this ingenious app pulls data for all your accounts into one place. To store a loyalty card, you can either scan a barcode or enter it manually. With the easy access to loyalty cards at any time, users are able to save on certain items - savings which can add up to considerable amounts. Both of these apps allow you to store virtual cards, in this case specifically loyalty or rewards cards, without having to carry a physical card in your wallet. Stocard was originally Android’s answer to the iPhone’s Wallet. It also helps you stay on track (and stay accountable) when it comes to your saving goals. It also has a built-in function that allows you to sync your budget across all of your devices so that you have a real handle on your family’s finances. If you have a tendency to overspend, this smart little app can be set up to prevent you from doing so. ![]() This wonderful app can be used on both iPhone and Android phones and allows you to track your spending in relation to your budget. With Wallet you never have to worry about leaving a physical card or coupon at home, because if you have your phone on you, you’re covered. The virtual cards saved to Wallet hold vital information such as your seat number for a movie, or what a voucher will entitle you to and when it expires. Wallet is a handy iPhone-based app that allows you to store your credit cards, virtual loyalty cards, vouchers, tickets, boarding passes (etc.) in one place. But it can also act as a credit tool in that it can pull your credit score and tell you how to improve it. Tracking every single rand spent is not easy, but that’s where this helpful app steps in: Mint draws data from your different accounts, tracks your spending, and assists you in setting up a budget based on actual figures. In this article we highlight five of our current favorites and look at what they can do to help you make the most of your money. Today there may be no greater truism than there’s an app for everything, and so it comes as no surprise that there are at least a dozen apps designed to help you manage your personal finances. ![]()
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